904-296-3390 ext. 108
Born and raised in Jacksonville, David has been with Vandroff Insurance Agency since graduating from the University of Florida in 1983 and has been Principal of the firm since 2000. David is responsible for all sales activities and manages the day to day operation. David is married and has two daughters. He enjoys most outdoor activities, reading and travel.
Vice President, Employee Benefits
904-296-3390 ext. 103
Melissa Coyne is the Vice President of the Group Benefits Division and recently celebrated her 15th year with Vandroff Insurance Agency. She has been a Jacksonville Beaches Area resident since 1974. Melissa is a 1988 graduate of the University of North Florida with a BA in Marketing. Melissa is fully dedicated to educating and guiding Clients with their group benefits. In her spare time, Melissa enjoys spending time with her family, especially her precious Grand, and her favorite activities include spending a day at the beach, camping/hunting in the woods and attending charity & sporting events.
904-296-3390 ext. 116
Debbie has been employed with Vandroff Insurance for 20 years. She has a 4-40 license and specializes in Personal Lines. She has been married to her husband Ralph for 42 years and has 2 grown children and 2 grandbabies. Her hobbies include going to the beach and enjoying the new experience of owning a motorhome.
904-296-3390 ext. 102
Linda was born and raised in Jacksonville, Fl. She is a licensed 2-20 agent and has worked for Vandroff Insurance Agency since 1992. She works in the Commercial Lines department and handles the small business accounts. She has been married for 48 years, has two sons and one granddaughter. In her spare time she loves to read and watch football.
904-296-3390 ext. 107
Jennifer O’Brien holds a 2-15 Health & Life License and has worked in Employee Benefits for 10 years. She is a proud Navy wife who moved to Jacksonville in 2012 when her husband, James, was transferred to Naval Station Mayport. Together they have two children – Aaron, 12 and Jordan, 7. In her free time, Jennifer enjoys performing in local theater and spending time with her family.
904-296-3390 ext. 114
A Jacksonville native, Jo Anne began her career at Vandroff Insurance agency as a benefits account manager in May 2015. She carries a 2-15 license and brings over 20 years of health insurance experience to the team. She loves her Golden Retrievers and taking long walks after work.
904-296-3390 ext. 110
Born and raised in Jacksonville, FL, Kelle Hartley has been part of the Vandroff Family since 1989. She handles the day to day operations, systems and all accounting functions. Kelle has three children and has been married to her husband, Mark, for almost 30 years. In her spare time, she loves volunteering at her church, going for long bike rides and spending time with her family.
Life, Long Term Care & Disability
Kari is the owner of Agentia Partners, LLC and a direct partner with Vandroff Insurance. She is a 2-15 licensed agent, representing a number of carriers in life, disability, and long term care insurance, as well as a registered representative of NYLIFE Securities handling mutual fund and annuity products. Her practice expertise is in Business and Succession Planning, Estate Planning, and personal risk management. Kari lives in Saint Augustine FL with her husband, Gary, and their 8- and 10-year old children, Damian and Adelaide. When she is not helping her clients with their planning needs, Kari enjoys camping, hiking, and travelling with her family.